Call reports 2022
CATSKILL HUDSON BANK — 2022
What CATSKILL HUDSON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 587,037,000 | 566,229,000 | 596,144,000 | 576,539,000 |
| Total loans | 394,955,000 | 400,009,000 | 398,171,000 | 414,579,000 |
| Allowance for loan losses | 2,680,000 | 2,755,000 | 2,756,000 | 2,317,000 |
| Securities available for sale | 124,637,000 | 112,845,000 | 120,687,000 | 122,786,000 |
| Securities held to maturity | 5,260,000 | 4,753,000 | 4,630,000 | 6,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,567,000 | 525,543,000 | 556,326,000 | 529,926,000 |
| Interest-bearing deposits | 425,325,000 | 407,249,000 | 436,024,000 | 412,136,000 |
| Noninterest-bearing deposits | 120,242,000 | 118,294,000 | 120,302,000 | 117,790,000 |
| Equity capital | 40,643,000 | 40,103,000 | 38,961,000 | 40,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,895,000 | 8,032,000 | 12,734,000 | 18,320,000 |
| Interest expense | 278,000 | 546,000 | 882,000 | 1,766,000 |
| Net interest income | 3,617,000 | 7,486,000 | 11,852,000 | 16,554,000 |
| Noninterest income | 195,000 | 405,000 | 690,000 | 913,000 |
| Noninterest expense | 3,491,000 | 7,118,000 | 10,793,000 | 14,475,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 495,000 |
| Pretax income | 321,000 | 698,000 | 1,674,000 | 2,497,000 |
| Income tax | 55,000 | 100,000 | 250,000 | 440,000 |
| Net income | 266,000 | 598,000 | 1,424,000 | 2,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,361,000 | 42,667,000 | 43,179,000 | 43,576,000 |
| Total capital | 45,041,000 | 45,422,000 | 45,935,000 | 45,893,000 |
| Risk-weighted assets | 362,299,000 | 362,826,000 | 351,121,000 | 359,440,000 |