Call reports 2020
CATSKILL HUDSON BANK — 2020
What CATSKILL HUDSON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 512,134,000 | 542,130,000 | 591,935,000 | 571,605,000 |
| Total loans | 336,837,000 | 345,157,000 | 349,103,000 | 362,430,000 |
| Allowance for loan losses | 2,212,000 | 2,283,000 | 2,334,000 | 2,171,000 |
| Securities available for sale | 91,919,000 | 92,564,000 | 108,103,000 | 111,062,000 |
| Securities held to maturity | 5,927,000 | 5,666,000 | 6,689,000 | 6,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,700,000 | 501,316,000 | 550,932,000 | 530,637,000 |
| Interest-bearing deposits | 389,417,000 | 394,556,000 | 439,297,000 | 429,955,000 |
| Noninterest-bearing deposits | 82,283,000 | 106,760,000 | 111,635,000 | 100,682,000 |
| Equity capital | 39,698,000 | 40,110,000 | 40,113,000 | 40,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,470,000 | 8,909,000 | 12,697,000 | 16,283,000 |
| Interest expense | 921,000 | 1,707,000 | 2,361,000 | 2,908,000 |
| Net interest income | 3,549,000 | 7,202,000 | 10,336,000 | 13,375,000 |
| Noninterest income | 286,000 | 428,000 | 620,000 | 1,357,000 |
| Noninterest expense | 3,311,000 | 6,277,000 | 9,327,000 | 12,277,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 675,000 |
| Pretax income | 951,000 | 1,680,000 | 1,956,000 | 2,207,000 |
| Income tax | 182,000 | 308,000 | 340,000 | 357,000 |
| Net income | 769,000 | 1,372,000 | 1,616,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,836,000 | 39,186,000 | 39,207,000 | 39,194,000 |
| Total capital | 41,048,000 | 41,469,000 | 41,541,000 | 41,365,000 |
| Risk-weighted assets | 341,311,000 | 342,925,000 | 343,198,000 | 364,211,000 |