Call reports 2018
CATSKILL HUDSON BANK — 2018
What CATSKILL HUDSON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 434,917,000 | 430,432,000 | 467,549,000 | 463,982,000 |
| Total loans | 281,068,000 | 293,959,000 | 295,464,000 | 302,193,000 |
| Allowance for loan losses | 3,037,000 | 2,998,000 | 3,012,000 | 2,786,000 |
| Securities available for sale | 109,792,000 | 89,481,000 | 110,665,000 | 108,845,000 |
| Securities held to maturity | 6,994,000 | 6,826,000 | 6,580,000 | 6,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,124,000 | 391,165,000 | 429,876,000 | 429,300,000 |
| Interest-bearing deposits | 333,638,000 | 316,436,000 | 357,332,000 | 350,356,000 |
| Noninterest-bearing deposits | 68,486,000 | 74,729,000 | 72,544,000 | 78,944,000 |
| Equity capital | 32,339,000 | 32,586,000 | 32,010,000 | 33,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,949,000 | 8,021,000 | 12,259,000 | 16,814,000 |
| Interest expense | 460,000 | 961,000 | 1,605,000 | 2,287,000 |
| Net interest income | 3,489,000 | 7,060,000 | 10,654,000 | 14,527,000 |
| Noninterest income | 212,000 | 444,000 | 513,000 | 761,000 |
| Noninterest expense | 3,022,000 | 6,049,000 | 9,154,000 | 12,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 691,000 | 1,467,000 | 2,025,000 | 3,133,000 |
| Income tax | 109,000 | 243,000 | 331,000 | 535,000 |
| Net income | 582,000 | 1,224,000 | 1,694,000 | 2,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,415,000 | 36,066,000 | 36,060,000 | 36,712,000 |
| Total capital | 38,452,000 | 39,064,000 | 39,072,000 | 39,498,000 |
| Risk-weighted assets | 310,489,000 | 319,763,000 | 329,267,000 | 333,120,000 |