Call reports 2017
CATSKILL HUDSON BANK — 2017
What CATSKILL HUDSON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,850,000 | 426,260,000 | 451,977,000 | 442,335,000 |
| Total loans | 250,564,000 | 261,805,000 | 275,573,000 | 276,530,000 |
| Allowance for loan losses | 3,335,000 | 3,252,000 | 3,201,000 | 3,165,000 |
| Securities available for sale | 138,489,000 | 114,926,000 | 128,062,000 | 122,491,000 |
| Securities held to maturity | 7,652,000 | 7,897,000 | 6,411,000 | 6,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,604,000 | 392,948,000 | 417,992,000 | 408,371,000 |
| Interest-bearing deposits | 338,837,000 | 322,138,000 | 343,675,000 | 336,613,000 |
| Noninterest-bearing deposits | 69,767,000 | 70,810,000 | 74,318,000 | 71,758,000 |
| Equity capital | 31,771,000 | 32,825,000 | 33,450,000 | 33,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,706,000 | 7,538,000 | 11,417,000 | 15,365,000 |
| Interest expense | 365,000 | 776,000 | 1,217,000 | 1,673,000 |
| Net interest income | 3,341,000 | 6,762,000 | 10,200,000 | 13,692,000 |
| Noninterest income | 235,000 | 473,000 | 670,000 | 859,000 |
| Noninterest expense | 2,714,000 | 5,397,000 | 8,115,000 | 10,902,000 |
| Provision for loan losses | 0 | 125,000 | 175,000 | 255,000 |
| Pretax income | 881,000 | 1,755,000 | 2,631,000 | 3,507,000 |
| Income tax | 257,000 | 525,000 | 786,000 | 1,261,000 |
| Net income | 624,000 | 1,230,000 | 1,845,000 | 2,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,611,000 | 34,090,000 | 34,493,000 | 35,044,000 |
| Total capital | 36,946,000 | 37,342,000 | 37,694,000 | 38,209,000 |
| Risk-weighted assets | 288,949,000 | 295,077,000 | 305,334,000 | 305,213,000 |