Call reports 2025
GREATER STATE BANK — 2025
What GREATER STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 172,628,000 | 171,011,000 | 176,276,000 | 177,118,000 |
| Total loans | 121,835,000 | 125,959,000 | 127,244,000 | 134,549,000 |
| Allowance for loan losses | 1,468,000 | 1,482,000 | 1,521,000 | 1,518,000 |
| Securities available for sale | 11,803,000 | 8,883,000 | 6,960,000 | 6,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,039,000 | 152,082,000 | 156,453,000 | 156,799,000 |
| Interest-bearing deposits | 96,582,000 | 98,884,000 | 100,453,000 | 99,451,000 |
| Noninterest-bearing deposits | 57,457,000 | 53,198,000 | 56,000,000 | 57,348,000 |
| Equity capital | 17,061,000 | 17,647,000 | 18,291,000 | 18,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,691,000 | 8,778,000 | 11,935,000 |
| Interest expense | 664,000 | 1,314,000 | 2,011,000 | 2,628,000 |
| Net interest income | 2,130,000 | 4,377,000 | 6,767,000 | 9,307,000 |
| Noninterest income | 321,000 | 657,000 | 1,012,000 | 1,390,000 |
| Noninterest expense | 1,617,000 | 3,502,000 | 5,451,000 | 7,598,000 |
| Provision for loan losses | 64,000 | 102,000 | 141,000 | 141,000 |
| Pretax income | 770,000 | 1,411,000 | 2,168,000 | 2,939,000 |
| Income tax | 136,000 | 246,000 | 416,000 | 565,000 |
| Net income | 634,000 | 1,165,000 | 1,752,000 | 2,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,269,000 | 17,800,000 | 18,387,000 | 18,589,000 |
| Total capital | 18,668,000 | 19,270,000 | 19,891,000 | 20,215,000 |
| Risk-weighted assets | 111,688,000 | 117,394,000 | 120,126,000 | 129,983,000 |