Call reports 2024
GREATER STATE BANK — 2024
What GREATER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 155,708,000 | 163,244,000 | 163,866,000 | 176,509,000 |
| Total loans | 117,594,000 | 118,237,000 | 118,114,000 | 120,625,000 |
| Allowance for loan losses | 1,251,000 | 1,365,000 | 1,410,000 | 1,413,000 |
| Securities available for sale | 18,216,000 | 15,338,000 | 14,641,000 | 13,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,553,000 | 142,583,000 | 141,937,000 | 154,111,000 |
| Interest-bearing deposits | 87,894,000 | 94,844,000 | 95,437,000 | 95,001,000 |
| Noninterest-bearing deposits | 47,659,000 | 47,739,000 | 46,500,000 | 59,110,000 |
| Equity capital | 13,425,000 | 13,958,000 | 14,743,000 | 16,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 4,939,000 | 7,597,000 | 10,434,000 |
| Interest expense | 602,000 | 1,303,000 | 2,059,000 | 2,809,000 |
| Net interest income | 1,816,000 | 3,636,000 | 5,538,000 | 7,625,000 |
| Noninterest income | 268,000 | 590,000 | 906,000 | 1,247,000 |
| Noninterest expense | 1,443,000 | 2,989,000 | 4,470,000 | 6,214,000 |
| Provision for loan losses | -2,000 | 54,000 | 100,000 | 100,000 |
| Pretax income | 479,000 | 1,019,000 | 1,710,000 | 2,394,000 |
| Income tax | 104,000 | 198,000 | 334,000 | 442,000 |
| Net income | 375,000 | 821,000 | 1,376,000 | 1,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,058,000 | 14,505,000 | 15,059,000 | 16,635,000 |
| Total capital | 15,274,000 | 15,820,000 | 16,388,000 | 17,923,000 |
| Risk-weighted assets | 97,118,000 | 104,993,000 | 106,060,000 | 102,739,000 |