Call reports 2023
GREATER STATE BANK — 2023
What GREATER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 137,388,000 | 145,418,000 | 147,926,000 | 152,423,000 |
| Total loans | 103,113,000 | 105,937,000 | 107,154,000 | 113,159,000 |
| Allowance for loan losses | 1,174,000 | 1,229,000 | 1,272,000 | 1,333,000 |
| Securities available for sale | 24,810,000 | 23,643,000 | 22,722,000 | 20,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,046,000 | 128,087,000 | 129,898,000 | 133,004,000 |
| Interest-bearing deposits | 71,740,000 | 74,963,000 | 77,554,000 | 83,151,000 |
| Noninterest-bearing deposits | 51,306,000 | 53,124,000 | 52,344,000 | 49,853,000 |
| Equity capital | 11,619,000 | 11,852,000 | 12,349,000 | 13,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,679,000 | 5,754,000 | 8,022,000 |
| Interest expense | 185,000 | 493,000 | 884,000 | 1,382,000 |
| Net interest income | 1,557,000 | 3,186,000 | 4,870,000 | 6,640,000 |
| Noninterest income | 207,000 | 422,000 | 670,000 | 919,000 |
| Noninterest expense | 1,202,000 | 2,483,000 | 3,761,000 | 5,255,000 |
| Provision for loan losses | 36,000 | 96,000 | 164,000 | 224,000 |
| Pretax income | 526,000 | 1,026,000 | 1,612,000 | 2,077,000 |
| Income tax | 117,000 | 225,000 | 348,000 | 463,000 |
| Net income | 409,000 | 801,000 | 1,264,000 | 1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,478,000 | 12,871,000 | 13,333,000 | 13,684,000 |
| Total capital | 13,546,000 | 13,972,000 | 14,467,000 | 14,860,000 |
| Risk-weighted assets | 85,344,000 | 87,913,000 | 90,610,000 | 93,940,000 |