Call reports 2022
GREATER STATE BANK — 2022
What GREATER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 140,445,000 | 135,123,000 | 139,771,000 | 138,484,000 |
| Total loans | 86,119,000 | 88,114,000 | 94,508,000 | 98,257,000 |
| Allowance for loan losses | 874,000 | 854,000 | 849,000 | 1,139,000 |
| Securities available for sale | 18,238,000 | 22,753,000 | 24,345,000 | 24,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,082,000 | 125,609,000 | 128,717,000 | 127,058,000 |
| Interest-bearing deposits | 75,182,000 | 71,059,000 | 68,420,000 | 75,719,000 |
| Noninterest-bearing deposits | 55,900,000 | 54,550,000 | 60,296,000 | 51,339,000 |
| Equity capital | 8,944,000 | 9,025,000 | 10,580,000 | 10,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,633,000 | 4,179,000 | 5,867,000 |
| Interest expense | 72,000 | 137,000 | 201,000 | 311,000 |
| Net interest income | 1,226,000 | 2,496,000 | 3,978,000 | 5,556,000 |
| Noninterest income | 206,000 | 416,000 | 653,000 | 1,092,000 |
| Noninterest expense | 1,094,000 | 2,151,000 | 3,355,000 | 4,712,000 |
| Provision for loan losses | 0 | 0 | 0 | 290,000 |
| Pretax income | 338,000 | 761,000 | 1,276,000 | 1,646,000 |
| Income tax | 75,000 | 163,000 | 273,000 | 325,000 |
| Net income | 263,000 | 598,000 | 1,003,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,561,000 | 9,897,000 | 11,752,000 | 12,069,000 |
| Total capital | 10,435,000 | 10,751,000 | 12,601,000 | 13,110,000 |
| Risk-weighted assets | 75,263,000 | 77,077,000 | 81,445,000 | 83,213,000 |