Call reports 2021
GREATER STATE BANK — 2021
What GREATER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,659,000 | 115,036,000 | 118,694,000 | 129,763,000 |
| Total loans | 83,542,000 | 83,222,000 | 80,766,000 | 83,904,000 |
| Allowance for loan losses | 948,000 | 966,000 | 964,000 | 868,000 |
| Securities available for sale | 193,000 | 8,252,000 | 8,254,000 | 13,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,641,000 | 105,976,000 | 109,352,000 | 120,411,000 |
| Interest-bearing deposits | 65,735,000 | 67,265,000 | 63,645,000 | 73,311,000 |
| Noninterest-bearing deposits | 32,906,000 | 38,711,000 | 45,707,000 | 47,101,000 |
| Equity capital | 8,610,000 | 8,766,000 | 9,019,000 | 9,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,523,000 | 3,868,000 | 5,300,000 |
| Interest expense | 137,000 | 258,000 | 353,000 | 433,000 |
| Net interest income | 1,181,000 | 2,265,000 | 3,515,000 | 4,867,000 |
| Noninterest income | 150,000 | 316,000 | 483,000 | 808,000 |
| Noninterest expense | 999,000 | 1,994,000 | 3,108,000 | 4,308,000 |
| Provision for loan losses | 95,000 | 145,000 | 145,000 | 300,000 |
| Pretax income | 237,000 | 442,000 | 745,000 | 1,067,000 |
| Income tax | 70,000 | 119,000 | 184,000 | 208,000 |
| Net income | 167,000 | 323,000 | 561,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,606,000 | 8,762,000 | 8,999,000 | 9,298,000 |
| Total capital | 9,424,000 | 9,597,000 | 9,857,000 | 10,166,000 |
| Risk-weighted assets | 65,349,000 | 66,703,000 | 68,567,000 | 73,339,000 |