Call reports 2020
GREATER STATE BANK — 2020
What GREATER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 89,071,000 | 102,025,000 | 103,631,000 | 106,591,000 |
| Total loans | 64,135,000 | 76,732,000 | 82,719,000 | 80,155,000 |
| Allowance for loan losses | 584,000 | 744,000 | 797,000 | 856,000 |
| Securities available for sale | 7,492,000 | 3,820,000 | 3,775,000 | 3,731,000 |
| Securities held to maturity | 0 | 1,499,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,899,000 | 93,721,000 | 95,120,000 | 97,857,000 |
| Interest-bearing deposits | 58,692,000 | 62,692,000 | 65,816,000 | 70,497,000 |
| Noninterest-bearing deposits | 22,207,000 | 31,029,000 | 29,304,000 | 27,359,000 |
| Equity capital | 7,940,000 | 8,036,000 | 8,145,000 | 8,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,242,000 | 3,465,000 | 4,811,000 |
| Interest expense | 186,000 | 366,000 | 531,000 | 684,000 |
| Net interest income | 924,000 | 1,876,000 | 2,934,000 | 4,127,000 |
| Noninterest income | 162,000 | 364,000 | 521,000 | 669,000 |
| Noninterest expense | 938,000 | 1,887,000 | 2,856,000 | 3,809,000 |
| Provision for loan losses | 20,000 | 180,000 | 240,000 | 300,000 |
| Pretax income | 128,000 | 264,000 | 450,000 | 778,000 |
| Income tax | 32,000 | 63,000 | 133,000 | 146,000 |
| Net income | 96,000 | 201,000 | 317,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,902,000 | 8,008,000 | 8,124,000 | 8,438,000 |
| Total capital | 8,486,000 | 8,712,000 | 8,910,000 | 9,205,000 |
| Risk-weighted assets | 56,885,000 | 56,175,000 | 62,899,000 | 61,290,000 |