Call reports 2019
GREATER STATE BANK — 2019
What GREATER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 77,685,000 | 80,677,000 | 87,255,000 | 89,273,000 |
| Total loans | 54,183,000 | 54,499,000 | 54,916,000 | 60,359,000 |
| Allowance for loan losses | 454,000 | 483,000 | 517,000 | 577,000 |
| Securities available for sale | 5,906,000 | 5,971,000 | 5,992,000 | 6,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,170,000 | 73,005,000 | 79,395,000 | 81,344,000 |
| Interest-bearing deposits | 54,005,000 | 56,301,000 | 58,774,000 | 61,524,000 |
| Noninterest-bearing deposits | 16,165,000 | 16,704,000 | 20,621,000 | 19,820,000 |
| Equity capital | 7,356,000 | 7,499,000 | 7,658,000 | 7,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,950,000 | 3,007,000 | 4,085,000 |
| Interest expense | 147,000 | 306,000 | 482,000 | 669,000 |
| Net interest income | 800,000 | 1,644,000 | 2,525,000 | 3,416,000 |
| Noninterest income | 119,000 | 240,000 | 369,000 | 551,000 |
| Noninterest expense | 857,000 | 1,734,000 | 2,589,000 | 3,508,000 |
| Provision for loan losses | 0 | 28,000 | 65,000 | 131,000 |
| Pretax income | 62,000 | 122,000 | 240,000 | 328,000 |
| Income tax | 13,000 | 0 | 0 | 30,000 |
| Net income | 49,000 | 122,000 | 240,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,557,000 | 7,630,000 | 7,748,000 | 7,807,000 |
| Total capital | 8,011,000 | 8,113,000 | 8,265,000 | 8,384,000 |
| Risk-weighted assets | 45,206,000 | 46,634,000 | 47,686,000 | 53,055,000 |