Call reports 2018
GREATER STATE BANK — 2018
What GREATER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,982,000 | 76,832,000 | 81,313,000 | 77,323,000 |
| Total loans | 57,060,000 | 58,345,000 | 56,835,000 | 55,694,000 |
| Allowance for loan losses | 653,000 | 657,000 | 669,000 | 664,000 |
| Securities available for sale | 5,876,000 | 5,848,000 | 5,818,000 | 5,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,965,000 | 69,658,000 | 73,980,000 | 69,966,000 |
| Interest-bearing deposits | 57,309,000 | 55,392,000 | 56,829,000 | 54,223,000 |
| Noninterest-bearing deposits | 14,656,000 | 14,266,000 | 17,152,000 | 15,743,000 |
| Equity capital | 6,936,000 | 7,073,000 | 7,160,000 | 7,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,876,000 | 2,866,000 | 3,859,000 |
| Interest expense | 127,000 | 258,000 | 396,000 | 542,000 |
| Net interest income | 792,000 | 1,618,000 | 2,470,000 | 3,317,000 |
| Noninterest income | 103,000 | 196,000 | 318,000 | 403,000 |
| Noninterest expense | 789,000 | 1,559,000 | 2,364,000 | 3,231,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 68,000 |
| Pretax income | 83,000 | 210,000 | 357,000 | 421,000 |
| Income tax | 0 | 0 | 57,000 | 92,000 |
| Net income | 83,000 | 210,000 | 300,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,155,000 | 7,282,000 | 7,380,000 | 7,440,000 |
| Total capital | 7,770,000 | 7,903,000 | 7,982,000 | 8,025,000 |
| Risk-weighted assets | 49,177,000 | 49,628,000 | 48,058,000 | 46,688,000 |