Call reports 2017
GREATER STATE BANK — 2017
What GREATER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,587,000 | 72,742,000 | 74,328,000 | 74,726,000 |
| Total loans | 55,989,000 | 53,401,000 | 56,118,000 | 55,632,000 |
| Allowance for loan losses | 579,000 | 593,000 | 613,000 | 632,000 |
| Securities available for sale | 6,141,000 | 6,248,000 | 6,207,000 | 6,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,557,000 | 65,495,000 | 66,964,000 | 67,665,000 |
| Interest-bearing deposits | 53,728,000 | 54,045,000 | 55,438,000 | 55,990,000 |
| Noninterest-bearing deposits | 9,829,000 | 11,450,000 | 11,526,000 | 11,675,000 |
| Equity capital | 6,924,000 | 7,126,000 | 7,208,000 | 6,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,768,000 | 2,666,000 | 3,570,000 |
| Interest expense | 110,000 | 222,000 | 340,000 | 467,000 |
| Net interest income | 754,000 | 1,546,000 | 2,326,000 | 3,103,000 |
| Noninterest income | 103,000 | 202,000 | 300,000 | 301,000 |
| Noninterest expense | 755,000 | 1,522,000 | 2,296,000 | 3,092,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 79,000 | 181,000 | 262,000 | 222,000 |
| Income tax | 0 | 0 | 0 | 93,000 |
| Net income | 79,000 | 181,000 | 262,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,928,000 | 7,030,000 | 7,112,000 | 7,072,000 |
| Total capital | 7,507,000 | 7,623,000 | 7,725,000 | 7,678,000 |
| Risk-weighted assets | 49,750,000 | 47,875,000 | 49,421,000 | 48,446,000 |