Call reports 2016
GREATER STATE BANK — 2016
What GREATER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,789,000 | 68,028,000 | 68,826,000 | 70,271,000 |
| Total loans | 53,496,000 | 52,128,000 | 53,755,000 | 54,232,000 |
| Allowance for loan losses | 553,000 | 582,000 | 609,000 | 556,000 |
| Securities available for sale | 7,799,000 | 6,686,000 | 6,573,000 | 6,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,698,000 | 61,746,000 | 62,388,000 | 63,336,000 |
| Interest-bearing deposits | 51,260,000 | 52,328,000 | 52,905,000 | 54,035,000 |
| Noninterest-bearing deposits | 9,438,000 | 9,418,000 | 9,483,000 | 9,301,000 |
| Equity capital | 5,960,000 | 6,115,000 | 6,204,000 | 6,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,754,000 | 2,610,000 | 3,481,000 |
| Interest expense | 94,000 | 195,000 | 299,000 | 411,000 |
| Net interest income | 773,000 | 1,559,000 | 2,311,000 | 3,070,000 |
| Noninterest income | 112,000 | 214,000 | 324,000 | 425,000 |
| Noninterest expense | 741,000 | 1,502,000 | 2,255,000 | 2,966,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 168,000 |
| Pretax income | 106,000 | 218,000 | 311,000 | 405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 218,000 | 311,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,783,000 | 5,911,000 | 6,003,000 | 6,850,000 |
| Total capital | 6,336,000 | 6,493,000 | 6,612,000 | 7,406,000 |
| Risk-weighted assets | 52,747,000 | 50,978,000 | 52,535,000 | 50,233,000 |