Call reports 2015
GREATER STATE BANK — 2015
What GREATER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 65,597,000 | 66,492,000 | 66,553,000 | 66,910,000 |
| Total loans | 48,912,000 | 51,516,000 | 51,798,000 | 52,100,000 |
| Allowance for loan losses | 400,000 | 387,000 | 409,000 | 517,000 |
| Securities available for sale | 8,085,000 | 7,849,000 | 7,850,000 | 7,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,665,000 | 58,525,000 | 59,497,000 | 59,404,000 |
| Interest-bearing deposits | 48,279,000 | 49,200,000 | 49,781,000 | 49,459,000 |
| Noninterest-bearing deposits | 11,386,000 | 9,325,000 | 9,716,000 | 9,945,000 |
| Equity capital | 5,834,000 | 5,823,000 | 5,869,000 | 5,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,651,000 | 2,532,000 | 3,395,000 |
| Interest expense | 83,000 | 172,000 | 265,000 | 352,000 |
| Net interest income | 729,000 | 1,479,000 | 2,267,000 | 3,043,000 |
| Noninterest income | 100,000 | 195,000 | 256,000 | 177,000 |
| Noninterest expense | 811,000 | 1,633,000 | 2,480,000 | 3,464,000 |
| Provision for loan losses | 80,000 | 95,000 | 120,000 | 235,000 |
| Pretax income | -62,000 | -54,000 | -77,000 | -479,000 |
| Income tax | 0 | -5,000 | -5,000 | -5,000 |
| Net income | -62,000 | -49,000 | -72,000 | -474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,858,000 | 6,002,000 | 5,978,000 | 5,377,000 |
| Total capital | 6,258,000 | 6,389,000 | 6,387,000 | 5,894,000 |
| Risk-weighted assets | 51,386,000 | 53,700,000 | 53,179,000 | 51,774,000 |