Call reports 2014
GREATER STATE BANK — 2014
What GREATER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 68,606,000 | 63,839,000 | 63,780,000 | 62,518,000 |
| Total loans | 39,217,000 | 39,395,000 | 43,788,000 | 45,681,000 |
| Allowance for loan losses | 358,000 | 325,000 | 328,000 | 319,000 |
| Securities available for sale | 7,969,000 | 8,031,000 | 7,958,000 | 8,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,891,000 | 58,036,000 | 57,922,000 | 56,632,000 |
| Interest-bearing deposits | 49,296,000 | 47,932,000 | 48,355,000 | 46,488,000 |
| Noninterest-bearing deposits | 13,595,000 | 10,104,000 | 9,567,000 | 10,144,000 |
| Equity capital | 5,612,000 | 5,675,000 | 5,675,000 | 5,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,454,000 | 2,217,000 | 3,026,000 |
| Interest expense | 88,000 | 173,000 | 258,000 | 339,000 |
| Net interest income | 632,000 | 1,281,000 | 1,959,000 | 2,687,000 |
| Noninterest income | 72,000 | 164,000 | 261,000 | 351,000 |
| Noninterest expense | 753,000 | 1,524,000 | 2,319,000 | 3,138,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -49,000 | -79,000 | -99,000 | -100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -49,000 | -79,000 | -99,000 | -100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,001,000 | 5,971,000 | 5,951,000 | 5,950,000 |
| Total capital | 6,359,000 | 6,296,000 | 6,279,000 | 6,269,000 |
| Risk-weighted assets | 41,851,000 | 41,285,000 | 45,549,000 | 47,460,000 |