Call reports 2013
GREATER STATE BANK — 2013
What GREATER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,457,000 | 54,084,000 | 61,328,000 | 61,762,000 |
| Total loans | 36,288,000 | 37,656,000 | 38,715,000 | 38,745,000 |
| Allowance for loan losses | 423,000 | 280,000 | 351,000 | 358,000 |
| Securities available for sale | 8,960,000 | 8,318,000 | 7,991,000 | 7,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,631,000 | 48,319,000 | 55,513,000 | 56,202,000 |
| Interest-bearing deposits | 42,976,000 | 42,800,000 | 49,696,000 | 49,565,000 |
| Noninterest-bearing deposits | 4,655,000 | 5,519,000 | 5,817,000 | 6,637,000 |
| Equity capital | 5,555,000 | 5,629,000 | 5,628,000 | 5,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,375,000 | 2,112,000 | 2,830,000 |
| Interest expense | 92,000 | 179,000 | 274,000 | 374,000 |
| Net interest income | 577,000 | 1,196,000 | 1,838,000 | 2,456,000 |
| Noninterest income | 64,000 | 112,000 | 118,000 | 191,000 |
| Noninterest expense | 579,000 | 1,152,000 | 1,806,000 | 2,525,000 |
| Provision for loan losses | 5,000 | 20,000 | 85,000 | 90,000 |
| Pretax income | 57,000 | 136,000 | 65,000 | 32,000 |
| Income tax | 0 | -25,000 | -226,000 | -190,000 |
| Net income | 57,000 | 161,000 | 291,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,684,000 | 5,997,000 | 6,149,000 | 6,050,000 |
| Total capital | 6,107,000 | 6,277,000 | 6,500,000 | 6,408,000 |
| Risk-weighted assets | 37,927,000 | 40,403,000 | 41,837,000 | 41,872,000 |