Call reports 2012
GREATER STATE BANK — 2012
What GREATER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,152,000 | 54,552,000 | 55,958,000 | 54,305,000 |
| Total loans | 34,877,000 | 35,483,000 | 34,979,000 | 36,736,000 |
| Allowance for loan losses | 432,000 | 436,000 | 432,000 | 436,000 |
| Securities available for sale | 9,702,000 | 8,701,000 | 9,737,000 | 9,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,041,000 | 48,492,000 | 49,928,000 | 48,372,000 |
| Interest-bearing deposits | 43,777,000 | 43,677,000 | 45,375,000 | 42,717,000 |
| Noninterest-bearing deposits | 4,264,000 | 4,815,000 | 4,553,000 | 5,655,000 |
| Equity capital | 5,331,000 | 5,459,000 | 5,552,000 | 5,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,340,000 | 2,021,000 | 2,702,000 |
| Interest expense | 120,000 | 234,000 | 337,000 | 436,000 |
| Net interest income | 572,000 | 1,106,000 | 1,684,000 | 2,266,000 |
| Noninterest income | 55,000 | 120,000 | 138,000 | 213,000 |
| Noninterest expense | 598,000 | 1,195,000 | 1,769,000 | 2,339,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 25,000 |
| Pretax income | 72,000 | 124,000 | 240,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 124,000 | 240,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,337,000 | 5,390,000 | 5,506,000 | 5,626,000 |
| Total capital | 5,769,000 | 5,826,000 | 5,938,000 | 6,062,000 |
| Risk-weighted assets | 36,628,000 | 37,965,000 | 37,336,000 | 38,427,000 |