Call reports 2011
GREATER STATE BANK — 2011
What GREATER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,506,000 | 54,844,000 | 54,735,000 | 51,520,000 |
| Total loans | 31,823,000 | 33,465,000 | 32,962,000 | 33,868,000 |
| Allowance for loan losses | 449,000 | 444,000 | 423,000 | 420,000 |
| Securities available for sale | 7,923,000 | 8,881,000 | 8,798,000 | 9,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,661,000 | 48,881,000 | 48,594,000 | 45,512,000 |
| Interest-bearing deposits | 43,906,000 | 44,905,000 | 45,051,000 | 41,890,000 |
| Noninterest-bearing deposits | 3,755,000 | 3,976,000 | 3,543,000 | 3,622,000 |
| Equity capital | 5,005,000 | 5,082,000 | 5,256,000 | 5,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,288,000 | 1,945,000 | 2,622,000 |
| Interest expense | 164,000 | 347,000 | 510,000 | 651,000 |
| Net interest income | 454,000 | 941,000 | 1,435,000 | 1,971,000 |
| Noninterest income | 64,000 | 114,000 | 202,000 | 273,000 |
| Noninterest expense | 592,000 | 1,176,000 | 1,757,000 | 2,338,000 |
| Provision for loan losses | 20,000 | 40,000 | 55,000 | 55,000 |
| Pretax income | -94,000 | -161,000 | -33,000 | 21,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -94,000 | -161,000 | -33,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,150,000 | 5,083,000 | 5,211,000 | 5,266,000 |
| Total capital | 5,581,000 | 5,526,000 | 5,634,000 | 5,686,000 |
| Risk-weighted assets | 34,443,000 | 35,448,000 | 34,693,000 | 35,718,000 |