Call reports 2014
INVESTORSBANK — 2014
What INVESTORSBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 204,388,000 | 198,293,000 | 195,550,000 |
| Total loans | 176,362,000 | 176,441,000 | 176,230,000 |
| Allowance for loan losses | 3,691,000 | 3,732,000 | 3,772,000 |
| Securities available for sale | 16,906,000 | 15,678,000 | 15,436,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 166,369,000 | 157,520,000 | 151,017,000 |
| Interest-bearing deposits | 145,083,000 | 132,986,000 | 131,330,000 |
| Noninterest-bearing deposits | 21,286,000 | 24,534,000 | 19,687,000 |
| Equity capital | 26,460,000 | 28,142,000 | 28,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 2,192,000 | 4,419,000 | 6,612,000 |
| Interest expense | 531,000 | 956,000 | 1,301,000 |
| Net interest income | 1,661,000 | 3,463,000 | 5,311,000 |
| Noninterest income | 75,000 | 90,000 | 159,000 |
| Noninterest expense | 1,089,000 | 2,045,000 | 3,155,000 |
| Provision for loan losses | -97,000 | -1,073,000 | -1,251,000 |
| Pretax income | 744,000 | 2,581,000 | 3,566,000 |
| Income tax | 0 | 0 | 6,000 |
| Net income | 744,000 | 2,581,000 | 3,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 26,502,000 | 28,087,000 | 28,662,000 |
| Total capital | 28,768,000 | 30,380,000 | 30,979,000 |
| Risk-weighted assets | 179,854,000 | 181,999,000 | 183,897,000 |