Call reports 2013
INVESTORSBANK — 2013
What INVESTORSBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 217,019,000 | 206,500,000 | 207,526,000 | 208,536,000 |
| Total loans | 199,173,000 | 193,905,000 | 189,280,000 | 180,807,000 |
| Allowance for loan losses | 5,145,000 | 5,312,000 | 6,016,000 | 4,657,000 |
| Securities available for sale | 9,277,000 | 9,074,000 | 8,528,000 | 8,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,664,000 | 168,506,000 | 169,400,000 | 171,103,000 |
| Interest-bearing deposits | 159,449,000 | 152,030,000 | 149,216,000 | 149,123,000 |
| Noninterest-bearing deposits | 18,215,000 | 16,476,000 | 20,184,000 | 21,981,000 |
| Equity capital | 27,732,000 | 26,275,000 | 26,395,000 | 25,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,211,000 | 7,754,000 | 10,123,000 |
| Interest expense | 560,000 | 1,118,000 | 1,670,000 | 2,219,000 |
| Net interest income | 1,991,000 | 4,093,000 | 6,084,000 | 7,904,000 |
| Noninterest income | 179,000 | 182,000 | 247,000 | 243,000 |
| Noninterest expense | 1,028,000 | 2,101,000 | 3,095,000 | 4,104,000 |
| Provision for loan losses | 50,000 | 177,000 | 877,000 | 1,957,000 |
| Pretax income | 1,092,000 | 1,997,000 | 2,359,000 | 2,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,092,000 | 1,997,000 | 2,359,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,573,000 | 26,248,000 | 26,372,000 | 25,860,000 |
| Total capital | 30,090,000 | 28,646,000 | 28,754,000 | 28,164,000 |
| Risk-weighted assets | 198,748,000 | 188,943,000 | 186,927,000 | 181,996,000 |