Call reports 2012
INVESTORSBANK — 2012
What INVESTORSBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 240,249,000 | 238,251,000 | 229,420,000 | 220,418,000 |
| Total loans | 211,589,000 | 206,261,000 | 187,205,000 | 198,787,000 |
| Allowance for loan losses | 5,676,000 | 6,581,000 | 6,175,000 | 5,061,000 |
| Securities available for sale | 12,058,000 | 11,046,000 | 10,480,000 | 9,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,429,000 | 198,337,000 | 191,072,000 | 181,994,000 |
| Interest-bearing deposits | 175,620,000 | 172,093,000 | 164,843,000 | 159,907,000 |
| Noninterest-bearing deposits | 16,809,000 | 26,244,000 | 26,230,000 | 22,087,000 |
| Equity capital | 28,325,000 | 28,008,000 | 26,501,000 | 26,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,256,000 | 7,782,000 | 10,329,000 |
| Interest expense | 779,000 | 1,507,000 | 2,180,000 | 2,749,000 |
| Net interest income | 1,820,000 | 3,749,000 | 5,602,000 | 7,580,000 |
| Noninterest income | -146,000 | -65,000 | -1,141,000 | -1,164,000 |
| Noninterest expense | 1,178,000 | 2,223,000 | 3,333,000 | 4,282,000 |
| Provision for loan losses | -53,000 | 1,149,000 | 2,266,000 | 2,886,000 |
| Pretax income | 549,000 | 312,000 | -1,138,000 | -752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 312,000 | -1,138,000 | -752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,193,000 | 27,855,000 | 26,309,000 | 26,601,000 |
| Total capital | 30,838,000 | 30,484,000 | 28,804,000 | 29,137,000 |
| Risk-weighted assets | 208,544,000 | 206,386,000 | 195,917,000 | 200,390,000 |