Call reports 2011
INVESTORSBANK — 2011
What INVESTORSBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 247,589,000 | 247,890,000 | 248,640,000 | 242,033,000 |
| Total loans | 225,226,000 | 225,906,000 | 221,415,000 | 217,384,000 |
| Allowance for loan losses | 7,998,000 | 6,875,000 | 7,981,000 | 5,810,000 |
| Securities available for sale | 10,900,000 | 11,982,000 | 12,364,000 | 12,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,819,000 | 198,209,000 | 200,571,000 | 194,628,000 |
| Interest-bearing deposits | 187,522,000 | 182,078,000 | 181,746,000 | 175,397,000 |
| Noninterest-bearing deposits | 11,297,000 | 16,131,000 | 18,825,000 | 19,230,000 |
| Equity capital | 28,954,000 | 28,955,000 | 28,323,000 | 27,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,570,000 | 5,236,000 | 7,861,000 | 10,611,000 |
| Interest expense | 953,000 | 1,870,000 | 2,728,000 | 3,542,000 |
| Net interest income | 1,617,000 | 3,366,000 | 5,133,000 | 7,069,000 |
| Noninterest income | 9,000 | -90,000 | -13,000 | 18,000 |
| Noninterest expense | 1,696,000 | 2,784,000 | 3,852,000 | 5,040,000 |
| Provision for loan losses | 3,200,000 | 3,720,000 | 5,050,000 | 6,188,000 |
| Pretax income | -3,270,000 | -3,228,000 | -3,782,000 | -4,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,270,000 | -3,228,000 | -3,782,000 | -4,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,899,000 | 28,846,000 | 28,197,000 | 27,744,000 |
| Total capital | 31,648,000 | 31,645,000 | 30,977,000 | 30,453,000 |
| Risk-weighted assets | 214,654,000 | 219,854,000 | 217,237,000 | 213,664,000 |