Call reports 2005
NOVA BANK — 2005
What NOVA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 415,775,000 | 416,645,000 | 394,164,000 | 414,681,000 |
| Total loans | 176,398,000 | 191,538,000 | 180,174,000 | 190,808,000 |
| Allowance for loan losses | 2,125,000 | 2,129,000 | 2,075,000 | 2,099,000 |
| Securities available for sale | 127,817,000 | 115,958,000 | 106,462,000 | 195,815,000 |
| Securities held to maturity | 87,825,000 | 85,578,000 | 81,329,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,031,000 | 264,825,000 | 246,623,000 | 268,068,000 |
| Interest-bearing deposits | 231,441,000 | 225,539,000 | 211,557,000 | 231,292,000 |
| Noninterest-bearing deposits | 10,590,000 | 39,286,000 | 35,066,000 | 36,776,000 |
| Equity capital | 25,693,000 | 27,233,000 | 25,989,000 | 24,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,053,000 | 10,218,000 | 15,304,000 | 19,323,000 |
| Interest expense | 2,922,000 | 5,893,000 | 8,746,000 | 11,681,000 |
| Net interest income | 2,131,000 | 4,325,000 | 6,558,000 | 7,642,000 |
| Noninterest income | 303,000 | 684,000 | 1,126,000 | 1,535,000 |
| Noninterest expense | 2,286,000 | 4,571,000 | 7,012,000 | 10,729,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 275,000 |
| Pretax income | 148,000 | 436,000 | 595,000 | -1,829,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 436,000 | 595,000 | -2,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,849,000 | 22,260,000 | 22,503,000 | 23,003,000 |
| Total capital | 23,974,000 | 24,389,000 | 24,578,000 | 25,102,000 |
| Risk-weighted assets | 225,229,000 | 228,933,000 | 222,414,000 | 235,167,000 |
Machine access — free, no API key
Every figure shown here about NOVA BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.