Call reports 2025
BANK7 — 2025
What BANK7 reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,784,463,000 | 1,835,335,000 | 1,890,423,000 | 1,962,629,000 |
| Total loans | 1,425,879,000 | 1,499,897,000 | 1,536,110,000 | 1,608,509,000 |
| Allowance for loan losses | 18,162,000 | 18,222,000 | 19,405,000 | 19,407,000 |
| Securities available for sale | 59,616,000 | 57,170,000 | 54,858,000 | 54,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,551,330,000 | 1,594,178,000 | 1,636,867,000 | 1,700,873,000 |
| Interest-bearing deposits | 1,223,768,000 | 1,278,314,000 | 1,295,842,000 | 1,359,417,000 |
| Noninterest-bearing deposits | 327,562,000 | 315,864,000 | 341,025,000 | 341,456,000 |
| Equity capital | 220,609,000 | 230,808,000 | 240,684,000 | 249,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 30,438,000 | 62,223,000 | 95,942,000 | 128,758,000 |
| Interest expense | 9,600,000 | 19,643,000 | 30,334,000 | 40,885,000 |
| Net interest income | 20,838,000 | 42,580,000 | 65,608,000 | 87,873,000 |
| Noninterest income | 1,757,000 | 4,456,000 | 6,673,000 | 8,513,000 |
| Noninterest expense | 8,882,000 | 18,616,000 | 28,964,000 | 38,911,000 |
| Provision for loan losses | 0 | 0 | 700,000 | 700,000 |
| Pretax income | 13,713,000 | 28,420,000 | 42,607,000 | 56,765,000 |
| Income tax | 3,377,000 | 6,979,000 | 10,322,000 | 13,696,000 |
| Net income | 10,336,000 | 21,441,000 | 32,285,000 | 43,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,895,000 | 223,538,000 | 232,724,000 | 241,541,000 |
| Total capital | 232,521,000 | 242,224,000 | 252,593,000 | 261,412,000 |
| Risk-weighted assets | 1,524,854,000 | 1,608,572,000 | 1,635,842,000 | 1,713,999,000 |