Call reports 2023
BANK7 — 2023
What BANK7 reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,659,568,000 | 1,680,296,000 | 1,771,388,000 | 1,770,655,000 |
| Total loans | 1,279,363,000 | 1,276,690,000 | 1,393,920,000 | 1,361,556,000 |
| Allowance for loan losses | 15,452,000 | 16,377,000 | 20,649,000 | 19,691,000 |
| Securities available for sale | 172,968,000 | 169,923,000 | 167,138,000 | 169,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,494,967,000 | 1,510,250,000 | 1,593,613,000 | 1,591,431,000 |
| Interest-bearing deposits | 1,067,104,000 | 1,110,637,000 | 1,112,745,000 | 1,109,042,000 |
| Noninterest-bearing deposits | 427,863,000 | 399,613,000 | 480,868,000 | 482,389,000 |
| Equity capital | 152,957,000 | 160,728,000 | 166,855,000 | 169,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,399,000 | 57,459,000 | 89,144,000 | 121,544,000 |
| Interest expense | 7,374,000 | 16,919,000 | 27,894,000 | 38,998,000 |
| Net interest income | 20,025,000 | 40,540,000 | 61,250,000 | 82,546,000 |
| Noninterest income | 679,000 | 1,490,000 | 2,487,000 | 9,258,000 |
| Noninterest expense | 7,675,000 | 15,078,000 | 22,414,000 | 33,420,000 |
| Provision for loan losses | 475,000 | 1,409,000 | 5,680,000 | 21,181,000 |
| Pretax income | 12,553,000 | 25,458,000 | 35,663,000 | 37,223,000 |
| Income tax | 2,947,000 | 6,105,000 | 8,457,000 | 8,948,000 |
| Net income | 9,606,000 | 19,353,000 | 27,206,000 | 28,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,797,000 | 160,808,000 | 167,379,000 | 166,942,000 |
| Total capital | 167,749,000 | 177,717,000 | 185,774,000 | 185,118,000 |
| Risk-weighted assets | 1,337,689,000 | 1,352,688,000 | 1,468,805,000 | 1,452,109,000 |