Call reports 2022
BANK7 — 2022
What BANK7 reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,420,232,000 | 1,486,970,000 | 1,579,979,000 | 1,583,235,000 |
| Total loans | 1,062,418,000 | 1,152,952,000 | 1,233,355,000 | 1,270,457,000 |
| Allowance for loan losses | 10,599,000 | 10,819,000 | 13,153,000 | 14,734,000 |
| Securities available for sale | 198,357,000 | 185,048,000 | 174,534,000 | 173,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,283,591,000 | 1,346,663,000 | 1,437,673,000 | 1,429,675,000 |
| Interest-bearing deposits | 862,307,000 | 899,214,000 | 939,567,000 | 989,890,000 |
| Noninterest-bearing deposits | 421,284,000 | 447,449,000 | 498,106,000 | 439,785,000 |
| Equity capital | 128,254,000 | 130,446,000 | 134,766,000 | 143,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,967,000 | 31,640,000 | 53,369,000 | 78,848,000 |
| Interest expense | 717,000 | 1,595,000 | 4,241,000 | 9,322,000 |
| Net interest income | 14,250,000 | 30,045,000 | 49,128,000 | 69,526,000 |
| Noninterest income | 777,000 | 1,480,000 | 2,322,000 | 3,039,000 |
| Noninterest expense | 6,437,000 | 13,427,000 | 20,585,000 | 28,713,000 |
| Provision for loan losses | 276,000 | 495,000 | 2,843,000 | 4,468,000 |
| Pretax income | 8,187,000 | 17,486,000 | 27,895,000 | 39,257,000 |
| Income tax | 2,003,000 | 4,278,000 | 6,646,000 | 9,619,000 |
| Net income | 6,184,000 | 13,208,000 | 21,249,000 | 29,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,849,000 | 129,034,000 | 136,746,000 | 143,424,000 |
| Total capital | 133,448,000 | 139,853,000 | 149,899,000 | 158,158,000 |
| Risk-weighted assets | 1,062,945,000 | 1,151,485,000 | 1,238,920,000 | 1,273,867,000 |