Call reports 2020
BANK7 — 2020
What BANK7 reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 973,402,000 | 1,003,102,000 | 972,436,000 | 1,015,692,000 |
| Total loans | 785,733,000 | 838,442,000 | 880,895,000 | 836,938,000 |
| Allowance for loan losses | 8,513,000 | 9,878,000 | 11,131,000 | 9,639,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 871,322,000 | 894,562,000 | 864,065,000 | 905,850,000 |
| Interest-bearing deposits | 614,131,000 | 587,697,000 | 592,057,000 | 658,945,000 |
| Noninterest-bearing deposits | 257,191,000 | 306,865,000 | 272,008,000 | 246,905,000 |
| Equity capital | 96,562,000 | 100,565,000 | 104,177,000 | 106,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,539,000 | 27,106,000 | 40,053,000 | 53,381,000 |
| Interest expense | 2,075,000 | 3,702,000 | 5,028,000 | 6,154,000 |
| Net interest income | 11,464,000 | 23,404,000 | 35,025,000 | 47,227,000 |
| Noninterest income | 326,000 | 646,000 | 988,000 | 1,688,000 |
| Noninterest expense | 4,384,000 | 8,535,000 | 13,146,000 | 17,681,000 |
| Provision for loan losses | 650,000 | 2,050,000 | 3,300,000 | 5,350,000 |
| Pretax income | 6,756,000 | 13,465,000 | 19,567,000 | 25,884,000 |
| Income tax | 1,708,000 | 3,379,000 | 5,042,000 | 6,618,000 |
| Net income | 5,048,000 | 10,086,000 | 14,525,000 | 19,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,836,000 | 99,891,000 | 103,554,000 | 105,696,000 |
| Total capital | 104,349,000 | 109,436,000 | 113,640,000 | 115,335,000 |
| Risk-weighted assets | 769,621,000 | 763,247,000 | 805,862,000 | 782,036,000 |