Call reports 2019
BANK7 — 2019
What BANK7 reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 786,422,000 | 797,419,000 | 825,820,000 | 865,377,000 |
| Total loans | 586,832,000 | 631,458,000 | 674,595,000 | 708,336,000 |
| Allowance for loan losses | 7,835,000 | 7,836,000 | 7,841,000 | 7,846,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 687,253,000 | 696,458,000 | 722,445,000 | 757,777,000 |
| Interest-bearing deposits | 524,622,000 | 506,366,000 | 519,456,000 | 536,406,000 |
| Noninterest-bearing deposits | 162,631,000 | 190,092,000 | 202,989,000 | 221,371,000 |
| Equity capital | 92,625,000 | 97,869,000 | 99,568,000 | 99,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,604,000 | 25,689,000 | 38,800,000 | 51,832,000 |
| Interest expense | 2,224,000 | 4,706,000 | 7,177,000 | 9,516,000 |
| Net interest income | 10,380,000 | 20,983,000 | 31,623,000 | 42,316,000 |
| Noninterest income | 238,000 | 573,000 | 1,100,000 | 1,355,000 |
| Noninterest expense | 3,622,000 | 7,572,000 | 24,187,000 | 28,776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,996,000 | 13,984,000 | 8,536,000 | 14,895,000 |
| Income tax | 1,748,000 | 3,491,000 | 4,965,000 | 6,844,000 |
| Net income | 5,248,000 | 10,493,000 | 3,571,000 | 8,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,693,000 | 96,988,000 | 98,739,000 | 98,301,000 |
| Total capital | 98,815,000 | 104,609,000 | 106,580,000 | 106,147,000 |
| Risk-weighted assets | 569,086,000 | 609,435,000 | 655,682,000 | 688,450,000 |