Call reports 2016
BANK7 — 2016
What BANK7 reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 575,489,000 | 593,199,000 | 618,861,000 | 613,819,000 |
| Total loans | 447,956,000 | 480,740,000 | 520,835,000 | 503,651,000 |
| Allowance for loan losses | 5,920,000 | 6,316,000 | 6,746,000 | 6,873,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,014,000 | 534,942,000 | 556,420,000 | 549,787,000 |
| Interest-bearing deposits | 401,394,000 | 411,082,000 | 440,442,000 | 422,510,000 |
| Noninterest-bearing deposits | 117,620,000 | 123,860,000 | 115,978,000 | 127,277,000 |
| Equity capital | 52,774,000 | 54,991,000 | 57,635,000 | 60,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,786,000 | 15,627,000 | 24,279,000 | 33,719,000 |
| Interest expense | 593,000 | 1,213,000 | 1,859,000 | 2,523,000 |
| Net interest income | 7,193,000 | 14,414,000 | 22,420,000 | 31,196,000 |
| Noninterest income | 234,000 | 438,000 | 646,000 | 1,040,000 |
| Noninterest expense | 3,101,000 | 6,145,000 | 9,496,000 | 13,602,000 |
| Provision for loan losses | 478,000 | 942,000 | 1,410,000 | 1,554,000 |
| Pretax income | 3,848,000 | 7,765,000 | 12,160,000 | 17,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,848,000 | 7,765,000 | 12,160,000 | 17,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,224,000 | 53,492,000 | 56,188,000 | 59,060,000 |
| Total capital | 57,015,000 | 59,750,000 | 62,934,000 | 65,582,000 |
| Risk-weighted assets | 463,156,000 | 500,610,000 | 542,672,000 | 521,445,000 |