Call reports 2015
BANK7 — 2015
What BANK7 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 486,580,000 | 493,668,000 | 500,764,000 | 563,951,000 |
| Total loans | 384,692,000 | 405,253,000 | 417,824,000 | 461,665,000 |
| Allowance for loan losses | 5,196,000 | 5,495,000 | 5,444,000 | 5,677,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,335,000 | 442,488,000 | 446,613,000 | 508,978,000 |
| Interest-bearing deposits | 309,152,000 | 316,665,000 | 337,525,000 | 382,420,000 |
| Noninterest-bearing deposits | 128,183,000 | 125,823,000 | 109,088,000 | 126,558,000 |
| Equity capital | 45,639,000 | 47,660,000 | 49,778,000 | 51,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,684,000 | 14,074,000 | 21,646,000 | 29,179,000 |
| Interest expense | 538,000 | 1,066,000 | 1,628,000 | 2,210,000 |
| Net interest income | 6,146,000 | 13,008,000 | 20,018,000 | 26,969,000 |
| Noninterest income | 275,000 | 493,000 | 727,000 | 1,195,000 |
| Noninterest expense | 2,678,000 | 5,379,000 | 8,057,000 | 11,492,000 |
| Provision for loan losses | 424,000 | 1,031,000 | 1,730,000 | 2,566,000 |
| Pretax income | 3,319,000 | 7,091,000 | 10,958,000 | 14,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,319,000 | 7,091,000 | 10,958,000 | 14,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,883,000 | 45,955,000 | 48,125,000 | 49,823,000 |
| Total capital | 49,079,000 | 51,374,000 | 53,569,000 | 55,500,000 |
| Risk-weighted assets | 429,615,000 | 433,440,000 | 440,068,000 | 478,238,000 |