Call reports 2014
BANK7 — 2014
What BANK7 reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 424,034,000 | 444,604,000 | 447,644,000 | 478,704,000 |
| Total loans | 316,203,000 | 342,549,000 | 368,414,000 | 385,290,000 |
| Allowance for loan losses | 4,023,000 | 4,315,000 | 4,594,000 | 4,829,000 |
| Securities available for sale | 2,467,000 | 2,319,000 | 1,880,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,823,000 | 398,324,000 | 399,431,000 | 430,078,000 |
| Interest-bearing deposits | 267,262,000 | 287,180,000 | 293,635,000 | 311,684,000 |
| Noninterest-bearing deposits | 112,561,000 | 111,144,000 | 105,796,000 | 118,394,000 |
| Equity capital | 40,062,000 | 41,653,000 | 43,306,000 | 44,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,478,000 | 11,428,000 | 17,625,000 | 24,382,000 |
| Interest expense | 493,000 | 1,011,000 | 1,546,000 | 2,058,000 |
| Net interest income | 4,985,000 | 10,417,000 | 16,079,000 | 22,324,000 |
| Noninterest income | 203,000 | 481,000 | 755,000 | 1,025,000 |
| Noninterest expense | 2,478,000 | 5,277,000 | 8,036,000 | 11,463,000 |
| Provision for loan losses | 300,000 | 618,000 | 918,000 | 1,218,000 |
| Pretax income | 2,410,000 | 5,003,000 | 7,880,000 | 10,672,000 |
| Income tax | 0 | 0 | 20,000 | 20,000 |
| Net income | 2,410,000 | 5,003,000 | 7,860,000 | 10,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,065,000 | 39,709,000 | 41,417,000 | 42,511,000 |
| Total capital | 42,088,000 | 44,015,000 | 45,979,000 | 47,340,000 |
| Risk-weighted assets | 335,805,000 | 344,752,000 | 382,767,000 | 424,512,000 |