Call reports 2013
BANK7 — 2013
What BANK7 reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 285,760,000 | 305,488,000 | 332,816,000 | 352,360,000 |
| Total loans | 232,908,000 | 251,560,000 | 270,723,000 | 288,608,000 |
| Allowance for loan losses | 3,055,000 | 3,314,000 | 3,542,000 | 3,717,000 |
| Securities available for sale | 3,426,000 | 3,021,000 | 2,751,000 | 2,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,340,000 | 274,628,000 | 300,842,000 | 318,943,000 |
| Interest-bearing deposits | 183,076,000 | 201,294,000 | 217,912,000 | 208,248,000 |
| Noninterest-bearing deposits | 74,264,000 | 73,334,000 | 82,930,000 | 110,695,000 |
| Equity capital | 25,827,000 | 27,184,000 | 28,549,000 | 30,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,473,000 | 9,353,000 | 14,396,000 | 20,176,000 |
| Interest expense | 450,000 | 912,000 | 1,401,000 | 1,900,000 |
| Net interest income | 4,023,000 | 8,441,000 | 12,995,000 | 18,276,000 |
| Noninterest income | 275,000 | 551,000 | 788,000 | 1,208,000 |
| Noninterest expense | 1,847,000 | 3,905,000 | 6,102,000 | 8,804,000 |
| Provision for loan losses | 275,000 | 575,000 | 875,000 | 1,075,000 |
| Pretax income | 2,176,000 | 4,512,000 | 6,806,000 | 9,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,176,000 | 4,512,000 | 6,806,000 | 9,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,789,000 | 27,175,000 | 28,519,000 | 30,618,000 |
| Total capital | 28,844,000 | 30,489,000 | 32,014,000 | 34,335,000 |
| Risk-weighted assets | 257,870,000 | 271,343,000 | 279,531,000 | 302,619,000 |