Call reports 2012
BANK7 — 2012
What BANK7 reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,737,000 | 240,443,000 | 251,402,000 | 280,935,000 |
| Total loans | 176,202,000 | 194,729,000 | 202,181,000 | 234,835,000 |
| Allowance for loan losses | 2,141,000 | 2,351,000 | 2,576,000 | 2,799,000 |
| Securities available for sale | 4,774,000 | 4,442,000 | 4,152,000 | 3,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,578,000 | 208,078,000 | 224,553,000 | 253,315,000 |
| Interest-bearing deposits | 131,395,000 | 131,736,000 | 147,950,000 | 180,596,000 |
| Noninterest-bearing deposits | 69,183,000 | 76,342,000 | 76,603,000 | 72,719,000 |
| Equity capital | 21,923,000 | 22,739,000 | 23,743,000 | 24,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,668,000 | 7,346,000 | 11,371,000 | 15,778,000 |
| Interest expense | 423,000 | 831,000 | 1,243,000 | 1,674,000 |
| Net interest income | 3,245,000 | 6,515,000 | 10,128,000 | 14,104,000 |
| Noninterest income | 183,000 | 389,000 | 674,000 | 908,000 |
| Noninterest expense | 1,763,000 | 3,476,000 | 5,140,000 | 7,364,000 |
| Provision for loan losses | 205,000 | 430,000 | 655,000 | 880,000 |
| Pretax income | 1,460,000 | 2,998,000 | 5,007,000 | 6,768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,460,000 | 2,998,000 | 5,007,000 | 6,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,905,000 | 22,693,000 | 23,701,000 | 24,463,000 |
| Total capital | 24,046,000 | 25,044,000 | 26,277,000 | 27,262,000 |
| Risk-weighted assets | 183,892,000 | 203,753,000 | 219,187,000 | 255,574,000 |