Call reports 2010
BANK7 — 2010
What BANK7 reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 116,848,000 | 125,875,000 | 130,752,000 | 139,295,000 |
| Total loans | 89,373,000 | 95,549,000 | 101,056,000 | 111,243,000 |
| Allowance for loan losses | 899,000 | 1,016,000 | 1,146,000 | 937,000 |
| Securities available for sale | 9,998,000 | 8,511,000 | 7,007,000 | 11,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,290,000 | 115,452,000 | 119,789,000 | 122,828,000 |
| Interest-bearing deposits | 93,363,000 | 99,771,000 | 100,271,000 | 100,603,000 |
| Noninterest-bearing deposits | 13,927,000 | 15,681,000 | 19,518,000 | 22,225,000 |
| Equity capital | 9,305,000 | 9,998,000 | 10,579,000 | 10,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 3,568,000 | 5,448,000 | 7,453,000 |
| Interest expense | 433,000 | 884,000 | 1,324,000 | 1,734,000 |
| Net interest income | 1,222,000 | 2,684,000 | 4,124,000 | 5,719,000 |
| Noninterest income | 149,000 | 338,000 | 517,000 | 690,000 |
| Noninterest expense | 713,000 | 1,561,000 | 2,480,000 | 3,544,000 |
| Provision for loan losses | 127,000 | 253,000 | 380,000 | 842,000 |
| Pretax income | 531,000 | 1,208,000 | 1,781,000 | 2,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,208,000 | 1,781,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,308,000 | 9,986,000 | 10,559,000 | 10,801,000 |
| Total capital | 10,207,000 | 11,002,000 | 11,705,000 | 11,738,000 |
| Risk-weighted assets | 90,121,000 | 94,346,000 | 98,933,000 | 111,146,000 |