Call reports 2026
UNITED MINNESOTA BANK — 2026
What UNITED MINNESOTA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,601,000 | 56,917,000 |
| Total loans | 41,698,000 | 44,972,000 |
| Allowance for loan losses | 331,000 | 361,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 3,890,000 | 3,143,000 |
| Trading assets | 0 | 0 |
| Total deposits | 49,356,000 | 52,497,000 |
| Interest-bearing deposits | 32,556,000 | 34,596,000 |
| Noninterest-bearing deposits | 16,800,000 | 17,901,000 |
| Equity capital | 4,036,000 | 4,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 703,000 | 1,473,000 |
| Interest expense | 112,000 | 227,000 |
| Net interest income | 591,000 | 1,246,000 |
| Noninterest income | 34,000 | 63,000 |
| Noninterest expense | 361,000 | 739,000 |
| Provision for loan losses | -1,000 | 29,000 |
| Pretax income | 264,000 | 538,000 |
| Income tax | 51,000 | 103,000 |
| Net income | 213,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,036,000 | 4,258,000 |
| Total capital | 4,382,000 | 4,636,000 |
| Risk-weighted assets | 33,908,000 | 35,914,000 |