Call reports 2022
UNITED MINNESOTA BANK — 2022
What UNITED MINNESOTA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 47,540,000 | 49,140,000 | 50,658,000 | 48,592,000 |
| Total loans | 27,681,000 | 30,312,000 | 30,281,000 | 30,173,000 |
| Allowance for loan losses | 236,000 | 236,000 | 236,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,101,000 | 4,101,000 | 4,101,000 | 4,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,629,000 | 46,211,000 | 47,528,000 | 45,330,000 |
| Interest-bearing deposits | 30,388,000 | 32,234,000 | 31,595,000 | 29,840,000 |
| Noninterest-bearing deposits | 14,241,000 | 13,977,000 | 15,933,000 | 15,490,000 |
| Equity capital | 2,739,000 | 2,859,000 | 3,051,000 | 3,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 687,000 | 1,127,000 | 1,618,000 |
| Interest expense | 14,000 | 29,000 | 45,000 | 60,000 |
| Net interest income | 304,000 | 658,000 | 1,082,000 | 1,558,000 |
| Noninterest income | 26,000 | 55,000 | 87,000 | 179,000 |
| Noninterest expense | 273,000 | 530,000 | 792,000 | 1,210,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 183,000 | 377,000 | 527,000 |
| Income tax | 6,000 | 12,000 | 14,000 | 155,000 |
| Net income | 51,000 | 171,000 | 363,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,739,000 | 2,859,000 | 3,051,000 | 3,060,000 |
| Total capital | 2,975,000 | 3,095,000 | 3,287,000 | 3,296,000 |
| Risk-weighted assets | 23,592,000 | 25,759,000 | 27,745,000 | 25,591,000 |