Call reports 2021
UNITED MINNESOTA BANK — 2021
What UNITED MINNESOTA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 43,375,000 | 43,710,000 | 44,873,000 | 47,121,000 |
| Total loans | 26,697,000 | 28,731,000 | 29,278,000 | 28,599,000 |
| Allowance for loan losses | 175,000 | 175,000 | 186,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,510,000 | 3,508,000 | 3,505,000 | 4,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,673,000 | 40,919,000 | 41,993,000 | 44,204,000 |
| Interest-bearing deposits | 26,988,000 | 27,278,000 | 27,164,000 | 29,771,000 |
| Noninterest-bearing deposits | 13,685,000 | 13,641,000 | 14,829,000 | 14,433,000 |
| Equity capital | 2,595,000 | 2,713,000 | 2,796,000 | 2,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 641,000 | 980,000 | 1,493,000 |
| Interest expense | 20,000 | 37,000 | 54,000 | 68,000 |
| Net interest income | 293,000 | 604,000 | 926,000 | 1,425,000 |
| Noninterest income | 156,000 | 240,000 | 273,000 | 124,000 |
| Noninterest expense | 285,000 | 556,000 | 823,000 | 1,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 288,000 | 376,000 | 430,000 |
| Income tax | 6,000 | 12,000 | 17,000 | 110,000 |
| Net income | 158,000 | 276,000 | 359,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,595,000 | 2,713,000 | 2,796,000 | 2,753,000 |
| Total capital | 2,770,000 | 2,888,000 | 2,982,000 | 2,989,000 |
| Risk-weighted assets | 22,618,000 | 23,344,000 | 24,651,000 | 24,269,000 |