Call reports 2020
UNITED MINNESOTA BANK — 2020
What UNITED MINNESOTA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 33,477,000 | 37,185,000 | 39,837,000 | 40,916,000 |
| Total loans | 25,857,000 | 26,548,000 | 26,835,000 | 24,643,000 |
| Allowance for loan losses | 213,000 | 213,000 | 175,000 | 175,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,317,000 | 1,477,000 | 1,474,000 | 1,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,066,000 | 34,549,000 | 37,119,000 | 38,261,000 |
| Interest-bearing deposits | 22,052,000 | 23,585,000 | 24,240,000 | 26,122,000 |
| Noninterest-bearing deposits | 9,014,000 | 10,964,000 | 12,879,000 | 12,139,000 |
| Equity capital | 2,315,000 | 2,532,000 | 2,620,000 | 2,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 733,000 | 1,083,000 | 1,511,000 |
| Interest expense | 30,000 | 55,000 | 79,000 | 100,000 |
| Net interest income | 342,000 | 678,000 | 1,004,000 | 1,411,000 |
| Noninterest income | 66,000 | 194,000 | 230,000 | 157,000 |
| Noninterest expense | 349,000 | 594,000 | 866,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 278,000 | 368,000 | 323,000 |
| Income tax | 10,000 | 12,000 | 15,000 | 84,000 |
| Net income | 49,000 | 266,000 | 353,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,315,000 | 2,532,000 | 2,620,000 | 2,505,000 |
| Total capital | 2,528,000 | 2,745,000 | 2,795,000 | 2,680,000 |
| Risk-weighted assets | 23,033,000 | 21,138,000 | 22,421,000 | 21,264,000 |