Call reports 2019
UNITED MINNESOTA BANK — 2019
What UNITED MINNESOTA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 30,563,000 | 30,930,000 | 31,995,000 | 33,360,000 |
| Total loans | 24,256,000 | 25,225,000 | 24,556,000 | 25,072,000 |
| Allowance for loan losses | 262,000 | 262,000 | 213,000 | 213,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 440,000 | 725,000 | 725,000 | 1,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,134,000 | 28,413,000 | 29,357,000 | 30,890,000 |
| Interest-bearing deposits | 19,704,000 | 19,991,000 | 19,973,000 | 21,841,000 |
| Noninterest-bearing deposits | 8,430,000 | 8,422,000 | 9,384,000 | 9,049,000 |
| Equity capital | 2,352,000 | 2,449,000 | 2,559,000 | 2,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 714,000 | 1,086,000 | 1,457,000 |
| Interest expense | 23,000 | 42,000 | 65,000 | 93,000 |
| Net interest income | 332,000 | 672,000 | 1,021,000 | 1,364,000 |
| Noninterest income | 53,000 | 109,000 | 164,000 | 213,000 |
| Noninterest expense | 261,000 | 530,000 | 811,000 | 1,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 251,000 | 374,000 | 215,000 |
| Income tax | 13,000 | 25,000 | 38,000 | 48,000 |
| Net income | 111,000 | 226,000 | 336,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,352,000 | 2,449,000 | 2,559,000 | 2,390,000 |
| Total capital | 2,613,000 | 2,711,000 | 2,772,000 | 2,603,000 |
| Risk-weighted assets | 20,888,000 | 21,469,000 | 21,340,000 | 21,931,000 |