Call reports 2018
UNITED MINNESOTA BANK — 2018
What UNITED MINNESOTA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,631,000 | 30,201,000 | 30,443,000 | 30,705,000 |
| Total loans | 24,901,000 | 25,297,000 | 24,163,000 | 24,021,000 |
| Allowance for loan losses | 275,000 | 263,000 | 262,000 | 262,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 741,000 | 741,000 | 740,000 | 740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,268,000 | 27,832,000 | 27,963,000 | 28,276,000 |
| Interest-bearing deposits | 20,549,000 | 20,775,000 | 20,013,000 | 20,533,000 |
| Noninterest-bearing deposits | 6,719,000 | 7,057,000 | 7,950,000 | 7,743,000 |
| Equity capital | 2,294,000 | 2,323,000 | 2,426,000 | 2,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 676,000 | 1,028,000 | 1,376,000 |
| Interest expense | 14,000 | 31,000 | 48,000 | 71,000 |
| Net interest income | 328,000 | 645,000 | 980,000 | 1,305,000 |
| Noninterest income | 46,000 | 91,000 | 147,000 | 207,000 |
| Noninterest expense | 281,000 | 603,000 | 880,000 | 1,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 133,000 | 247,000 | 199,000 |
| Income tax | 11,000 | 22,000 | 34,000 | 45,000 |
| Net income | 82,000 | 111,000 | 213,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,294,000 | 2,323,000 | 2,426,000 | 2,366,000 |
| Total capital | 2,566,000 | 2,586,000 | 2,688,000 | 2,627,000 |
| Risk-weighted assets | 21,772,000 | 21,810,000 | 21,016,000 | 20,873,000 |