Call reports 2017
UNITED MINNESOTA BANK — 2017
What UNITED MINNESOTA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,900,000 | 30,961,000 | 29,996,000 | 30,130,000 |
| Total loans | 22,722,000 | 23,344,000 | 24,070,000 | 24,796,000 |
| Allowance for loan losses | 271,000 | 275,000 | 275,000 | 275,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,534,000 | 1,532,000 | 1,530,000 | 1,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,616,000 | 28,581,000 | 27,517,000 | 27,717,000 |
| Interest-bearing deposits | 20,510,000 | 21,020,000 | 19,933,000 | 20,351,000 |
| Noninterest-bearing deposits | 7,106,000 | 7,561,000 | 7,584,000 | 7,366,000 |
| Equity capital | 2,261,000 | 2,344,000 | 2,438,000 | 2,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 629,000 | 959,000 | 1,294,000 |
| Interest expense | 15,000 | 31,000 | 47,000 | 63,000 |
| Net interest income | 290,000 | 598,000 | 912,000 | 1,231,000 |
| Noninterest income | 52,000 | 109,000 | 159,000 | 228,000 |
| Noninterest expense | 267,000 | 541,000 | 805,000 | 1,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 166,000 | 266,000 | 230,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 72,000 |
| Net income | 68,000 | 151,000 | 244,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,261,000 | 2,344,000 | 2,438,000 | 2,351,000 |
| Total capital | 2,515,000 | 2,609,000 | 2,709,000 | 2,626,000 |
| Risk-weighted assets | 20,382,000 | 21,065,000 | 21,714,000 | 22,272,000 |