Call reports 2016
UNITED MINNESOTA BANK — 2016
What UNITED MINNESOTA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,365,000 | 30,616,000 | 30,642,000 | 30,769,000 |
| Total loans | 21,925,000 | 21,965,000 | 22,482,000 | 22,270,000 |
| Allowance for loan losses | 300,000 | 248,000 | 259,000 | 271,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 912,000 | 1,099,000 | 1,410,000 | 1,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,067,000 | 28,263,000 | 28,202,000 | 28,421,000 |
| Interest-bearing deposits | 21,085,000 | 22,230,000 | 20,740,000 | 20,975,000 |
| Noninterest-bearing deposits | 5,982,000 | 6,033,000 | 7,462,000 | 7,446,000 |
| Equity capital | 2,272,000 | 2,331,000 | 2,415,000 | 2,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 611,000 | 922,000 | 1,225,000 |
| Interest expense | 16,000 | 35,000 | 54,000 | 71,000 |
| Net interest income | 286,000 | 576,000 | 868,000 | 1,154,000 |
| Noninterest income | 66,000 | 125,000 | 181,000 | 270,000 |
| Noninterest expense | 271,000 | 550,000 | 808,000 | 1,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 150,000 | 241,000 | 187,000 |
| Income tax | 5,000 | 15,000 | 22,000 | 58,000 |
| Net income | 76,000 | 135,000 | 219,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,272,000 | 2,331,000 | 2,415,000 | 2,326,000 |
| Total capital | 2,526,000 | 2,579,000 | 2,672,000 | 2,581,000 |
| Risk-weighted assets | 20,289,000 | 20,300,000 | 20,558,000 | 20,368,000 |