Call reports 2015
UNITED MINNESOTA BANK — 2015
What UNITED MINNESOTA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 29,438,000 | 29,607,000 | 28,987,000 | 30,592,000 |
| Total loans | 20,803,000 | 20,754,000 | 21,071,000 | 20,587,000 |
| Allowance for loan losses | 217,000 | 217,000 | 217,000 | 217,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 140,000 | 140,000 | 292,000 | 752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,038,000 | 27,219,000 | 26,512,000 | 28,223,000 |
| Interest-bearing deposits | 20,877,000 | 20,685,000 | 20,175,000 | 21,734,000 |
| Noninterest-bearing deposits | 6,161,000 | 6,534,000 | 6,337,000 | 6,489,000 |
| Equity capital | 2,360,000 | 2,358,000 | 2,444,000 | 2,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 575,000 | 867,000 | 1,163,000 |
| Interest expense | 17,000 | 34,000 | 51,000 | 68,000 |
| Net interest income | 266,000 | 541,000 | 816,000 | 1,095,000 |
| Noninterest income | 50,000 | 113,000 | 189,000 | 246,000 |
| Noninterest expense | 251,000 | 514,000 | 778,000 | 1,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 140,000 | 227,000 | 208,000 |
| Income tax | 6,000 | 5,000 | 6,000 | 54,000 |
| Net income | 59,000 | 135,000 | 221,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,360,000 | 2,358,000 | 2,444,000 | 2,314,000 |
| Total capital | 2,577,000 | 2,575,000 | 2,661,000 | 2,531,000 |
| Risk-weighted assets | 19,696,000 | 20,032,000 | 19,723,000 | 17,323,000 |