Call reports 2013
UNITED MINNESOTA BANK — 2013
What UNITED MINNESOTA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 24,854,000 | 25,154,000 | 27,769,000 | 27,715,000 |
| Total loans | 18,121,000 | 19,260,000 | 18,595,000 | 18,937,000 |
| Allowance for loan losses | 222,000 | 264,000 | 221,000 | 222,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 700,000 | 700,000 | 700,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,665,000 | 22,839,000 | 25,469,000 | 25,387,000 |
| Interest-bearing deposits | 17,724,000 | 18,079,000 | 19,063,000 | 19,578,000 |
| Noninterest-bearing deposits | 4,941,000 | 4,760,000 | 6,406,000 | 5,809,000 |
| Equity capital | 2,142,000 | 2,254,000 | 2,236,000 | 2,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 556,000 | 846,000 | 1,137,000 |
| Interest expense | 20,000 | 40,000 | 61,000 | 82,000 |
| Net interest income | 253,000 | 516,000 | 785,000 | 1,055,000 |
| Noninterest income | 78,000 | 156,000 | 207,000 | 256,000 |
| Noninterest expense | 253,000 | 478,000 | 708,000 | 982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 194,000 | 284,000 | 329,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 89,000 |
| Net income | 72,000 | 182,000 | 266,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,142,000 | 2,254,000 | 2,236,000 | 2,207,000 |
| Total capital | 2,358,000 | 2,442,000 | 2,457,000 | 2,429,000 |
| Risk-weighted assets | 17,283,000 | 17,891,000 | 18,675,000 | 18,163,000 |