Call reports 2012
UNITED MINNESOTA BANK — 2012
What UNITED MINNESOTA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,124,000 | 23,524,000 | 24,837,000 | 25,315,000 |
| Total loans | 18,305,000 | 17,964,000 | 18,263,000 | 18,698,000 |
| Allowance for loan losses | 200,000 | 200,000 | 226,000 | 226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 745,000 | 745,000 | 745,000 | 595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,981,000 | 21,314,000 | 22,742,000 | 23,200,000 |
| Interest-bearing deposits | 17,174,000 | 16,509,000 | 17,803,000 | 17,962,000 |
| Noninterest-bearing deposits | 4,806,000 | 4,805,000 | 4,939,000 | 5,238,000 |
| Equity capital | 2,110,000 | 2,167,000 | 2,056,000 | 2,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 605,000 | 901,000 | 1,193,000 |
| Interest expense | 39,000 | 62,000 | 85,000 | 106,000 |
| Net interest income | 273,000 | 543,000 | 816,000 | 1,087,000 |
| Noninterest income | 52,000 | 98,000 | 139,000 | 190,000 |
| Noninterest expense | 254,000 | 512,000 | 800,000 | 1,158,000 |
| Provision for loan losses | 0 | 0 | 42,000 | 42,000 |
| Pretax income | 71,000 | 129,000 | 113,000 | 77,000 |
| Income tax | 0 | 0 | 0 | -50,000 |
| Net income | 71,000 | 129,000 | 113,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,110,000 | 2,167,000 | 2,056,000 | 2,071,000 |
| Total capital | 2,310,000 | 2,367,000 | 2,282,000 | 2,296,000 |
| Risk-weighted assets | 17,382,000 | 17,482,000 | 18,199,000 | 17,983,000 |