Call reports 2011
UNITED MINNESOTA BANK — 2011
What UNITED MINNESOTA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,118,000 | 26,358,000 | 25,782,000 | 24,671,000 |
| Total loans | 19,471,000 | 19,495,000 | 19,087,000 | 18,603,000 |
| Allowance for loan losses | 303,000 | 303,000 | 403,000 | 211,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,589,000 | 1,539,000 | 1,539,000 | 1,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,900,000 | 24,061,000 | 23,534,000 | 22,530,000 |
| Interest-bearing deposits | 19,860,000 | 19,442,000 | 18,569,000 | 17,676,000 |
| Noninterest-bearing deposits | 4,040,000 | 4,619,000 | 4,965,000 | 4,854,000 |
| Equity capital | 2,097,000 | 2,130,000 | 2,102,000 | 2,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 631,000 | 956,000 | 1,269,000 |
| Interest expense | 70,000 | 135,000 | 195,000 | 241,000 |
| Net interest income | 247,000 | 496,000 | 761,000 | 1,028,000 |
| Noninterest income | 39,000 | 90,000 | 137,000 | 190,000 |
| Noninterest expense | 240,000 | 484,000 | 731,000 | 1,011,000 |
| Provision for loan losses | 0 | 0 | 103,000 | 103,000 |
| Pretax income | 46,000 | 102,000 | 64,000 | 104,000 |
| Income tax | 8,000 | 31,000 | 21,000 | 31,000 |
| Net income | 38,000 | 71,000 | 43,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,097,000 | 2,130,000 | 2,102,000 | 2,037,000 |
| Total capital | 2,327,000 | 2,364,000 | 2,334,000 | 2,248,000 |
| Risk-weighted assets | 18,365,000 | 18,687,000 | 18,409,000 | 17,624,000 |