Call reports 2010
UNITED MINNESOTA BANK — 2010
What UNITED MINNESOTA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 25,447,000 | 26,239,000 | 25,273,000 | 26,231,000 |
| Total loans | 18,650,000 | 19,317,000 | 18,874,000 | 19,250,000 |
| Allowance for loan losses | 297,000 | 297,000 | 296,000 | 303,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 435,000 | 550,000 | 710,000 | 1,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,282,000 | 24,032,000 | 23,017,000 | 24,178,000 |
| Interest-bearing deposits | 19,975,000 | 19,721,000 | 19,156,000 | 19,811,000 |
| Noninterest-bearing deposits | 3,307,000 | 4,311,000 | 3,862,000 | 4,367,000 |
| Equity capital | 2,036,000 | 2,051,000 | 2,096,000 | 1,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 655,000 | 987,000 | 1,309,000 |
| Interest expense | 91,000 | 171,000 | 247,000 | 321,000 |
| Net interest income | 230,000 | 484,000 | 740,000 | 988,000 |
| Noninterest income | 47,000 | 97,000 | 86,000 | 131,000 |
| Noninterest expense | 297,000 | 587,000 | 779,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | -20,000 | -6,000 | 47,000 | -275,000 |
| Income tax | -226,000 | -227,000 | -219,000 | -334,000 |
| Net income | 206,000 | 221,000 | 266,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,036,000 | 2,051,000 | 2,096,000 | 1,889,000 |
| Total capital | 2,266,000 | 2,294,000 | 2,329,000 | 2,122,000 |
| Risk-weighted assets | 18,554,000 | 19,353,000 | 18,583,000 | 18,563,000 |