Call reports 2009
UNITED MINNESOTA BANK — 2009
What UNITED MINNESOTA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,096,000 | 27,273,000 | 26,567,000 | 26,574,000 |
| Total loans | 19,972,000 | 20,028,000 | 20,346,000 | 19,012,000 |
| Allowance for loan losses | 285,000 | 369,000 | 278,000 | 297,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,316,000 | 1,206,000 | 1,071,000 | 795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,031,000 | 25,101,000 | 24,465,000 | 24,538,000 |
| Interest-bearing deposits | 20,233,000 | 20,964,000 | 20,698,000 | 20,835,000 |
| Noninterest-bearing deposits | 3,798,000 | 4,137,000 | 3,767,000 | 3,703,000 |
| Equity capital | 1,927,000 | 1,986,000 | 1,909,000 | 1,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 678,000 | 1,031,000 | 1,378,000 |
| Interest expense | 105,000 | 212,000 | 317,000 | 416,000 |
| Net interest income | 246,000 | 466,000 | 714,000 | 962,000 |
| Noninterest income | 47,000 | 87,000 | 127,000 | 193,000 |
| Noninterest expense | 280,000 | 557,000 | 838,000 | 1,165,000 |
| Provision for loan losses | 0 | 435,000 | 515,000 | 565,000 |
| Pretax income | 13,000 | -439,000 | -512,000 | -575,000 |
| Income tax | 5,000 | -5,000 | 0 | 15,000 |
| Net income | 8,000 | -434,000 | -512,000 | -590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,927,000 | 1,986,000 | 1,909,000 | 1,830,000 |
| Total capital | 2,194,000 | 2,254,000 | 2,178,000 | 2,086,000 |
| Risk-weighted assets | 20,570,000 | 20,589,000 | 20,745,000 | 19,661,000 |