Call reports 2025
BANK FIVE NINE — 2025
What BANK FIVE NINE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,424,391,000 | 2,506,340,000 | 2,631,041,000 | 2,666,805,000 |
| Total loans | 1,905,497,000 | 1,907,248,000 | 1,978,298,000 | 2,028,190,000 |
| Allowance for loan losses | 9,259,000 | 9,607,000 | 10,101,000 | 10,932,000 |
| Securities available for sale | 254,647,000 | 258,565,000 | 257,724,000 | 362,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,028,491,000 | 2,099,407,000 | 2,214,638,000 | 2,243,475,000 |
| Interest-bearing deposits | 1,838,134,000 | 1,889,419,000 | 1,976,573,000 | 2,024,935,000 |
| Noninterest-bearing deposits | 190,357,000 | 209,988,000 | 238,065,000 | 218,540,000 |
| Equity capital | 188,108,000 | 195,385,000 | 226,213,000 | 230,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 36,166,000 | 75,241,000 | 116,263,000 | 158,335,000 |
| Interest expense | 19,259,000 | 39,873,000 | 61,208,000 | 82,005,000 |
| Net interest income | 16,907,000 | 35,368,000 | 55,055,000 | 76,330,000 |
| Noninterest income | 5,392,000 | 12,216,000 | 17,679,000 | 22,117,000 |
| Noninterest expense | 13,473,000 | 30,095,000 | 48,061,000 | 66,094,000 |
| Provision for loan losses | 175,000 | 525,000 | 1,225,000 | 3,840,000 |
| Pretax income | 8,651,000 | 16,964,000 | 23,448,000 | 28,513,000 |
| Income tax | 1,452,000 | 2,847,000 | 3,826,000 | 4,486,000 |
| Net income | 7,199,000 | 14,117,000 | 19,622,000 | 24,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,366,000 | 208,341,000 | 237,850,000 | 241,322,000 |
| Total capital | 211,625,000 | 217,948,000 | 248,151,000 | 252,454,000 |
| Risk-weighted assets | 1,908,982,000 | 1,911,755,000 | 1,977,284,000 | 2,023,454,000 |